Get a Quote

We make it Easy; we make it Fast- and we deliver great Value!


We offer the right insurance solutions to meet the needs of today’s mobile workforce. Click here to find out more.


To achieve the highest standards of service and deliver quality products means partnering with the very best in the insurance industry. We have carefully selected our partners for outstanding service, integrity and financial strength.

You Decide is a full service insurance agency with offices in Atlanta, GA, Boston, MA and Richmond VA. For almost 20 years, You Decide has provided web-based insurance solutions for employees of Fortune 1,000 companies. You Decide understands the unique needs of the international employee, and is able to provide customized customer service , as well as the insurance companies who work with international clients.


Our Partners:

Clements Worldwide

Clements Worldwide is the leading provider of international insurance solutions for the multi-national community. Founded in 1947 our programs are specifically designed to meet the needs of individuals living and working abroad regardless of nationality or country assignment. We are the largest provider of insurance solutions to the international school community and international relief organizations as well as to US Foreign Service Officers worldwide. Clements provides coverage in over 180 countries with multi-line underwriting authority with Lloyds of London.

XN Financial

XN is proud to be the premier insurance provider catering to the mobility needs of internationally mobile employees. They provide comprehensive solutions to the many special insurance problems faced by our multinational clients through the XN Global program.

XN Global provides a wide range of risk solutions which include International Life, Health and Disability insurance; International Personal Property & Liability insurance; Kidnap, Extortion and Detention insurance as well as Moving, Political Risk and Vacant and Tenant Occupied Dwelling insurance packages. All programs are delivered using the convenient and globally accessible XN Global website in a cost-effective manner.